It’s general knowledge that falling interest rates help debtors.  As long as a loan can be refinanced at a new, lower rate, a debtor can expect lower payments.

Then what’s going on with the fifty states?

Interest rates have been falling significantly since 2007, but the cumulative interest expense of the states has been steadily marching higher anyway.

According to Barack Obama, the melange of scandals that have recently come to light are "phony". An examination of the facts indicates otherwise. While there may not be a direct link to members of the current administration, the current crop of "issues" falls well within the following dictionary definitions of "scandal"-

1-  An action or event regarded as morally or legally wrong and causing general public outrage: "a bribery scandal".

While most four year colleges and universities are retooling and transforming their institutions to prepare students for positions at top, large-scale corporations, community colleges are developing initiatives to help students find work with small businesses and startups.

Global Climate Change : A four part discussion on long-term global socioeconomic goals and the impact those goals will have on climate change.

Drought, North / South Dakota

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The first filing period for campaign finance has passed and the prospective candidates for California Governor in 2014 have reported.

^st and June 30^th of this year. In comparison, his prospective opponents, former Lieutenant Governor Abel Maldonado and Assemblymember Tim Donnelly, raised a little over $400,000 combined in the same time period.

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U.S. taxpayers will fork over $12 billion for border security this year. That’s the cost of room and board for 250,000 college students, 4 million iPads, 300 million frozen meals, 13 major sports teams and franchises, Shell’s debt on Iranian oil, a B-2 bomber, and the cure for Lou Gehrig’s disease. Why is protecting the perimeter so pricey?

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